2026 Timeline for Families Managing Trump Accounts
Important Family Deadlines
- April 15, 2026 – File Form 4547 with 2025 tax return for easiest election
- July 4, 2026 – First government seed deposits and private contributions begin
- Mid-2026 onward – Rollover window opens
Family Action Checklist
- Determine eligibility for each child
- Elect accounts before tax deadline
- Plan contributions and matches per child
- Monitor for rollover options after July 2026
