Contribution Strategies for Families with Multiple Trump Accounts
Each Trump Account has its own $5,000 annual contribution limit. Employers may contribute up to $2,500 per dependent child under Section 128.
2026 Match Programs (Public Examples)
- Schwab: dollar-for-dollar match of the $1,000 government seed for eligible employees’ children
- Empower: $1,000 benefit for associates’ families
- Other firms (Robinhood, SoFi, etc.) have announced similar matching
For a family with three children, this can mean three separate matches. Contributions can come from parents, grandparents, or employers.
